RD vs Debt Mutual Funds: Which One Offers Better Returns?
In a conversation about low-risk and steady investments, two popular names that almost always come up are recurring deposits and debt mutual funds. Both options are seen as safe places…
Index Funds – Meaning, Benefits, How and Why to Invest
An index fund is a kind of passive investment that aims to mirror the performance of a specific index rather than trying to outperform it. Here we’ll look at what…
Personal Loan or Overdraft? Understanding the Better Fit for Your Financial Needs
When faced with financial needs, individuals often consider borrowing options like personal loan and overdraft facilities. Understanding the distinctions between these two can help you make an informed decision tailored…
What is the Sharpe Ratio in Mutual Funds?
The Sharpe Ratio is a critical financial metric that evaluates the risk-adjusted return of an investment, such as a mutual fund. Developed by Nobel laureate William F. Sharpe in 1966,…
XIRR in SIP – Step-by-Step Guide to Calculating SIP Returns Using XIRR
When you invest in mutual funds through a Systematic Investment Plan, each contribution you make - monthly, quarterly, daily, or at any other interval - is invested at different times…
Dreaming of ₹1 Crore? Here’s How Your SIP Amount Decides the Journey
Achieving a financial milestone like accumulating ₹1 crore requires disciplined investing and a clear understanding of the time horizon involved. Systematic Investment Plans (SIPs) offer a structured approach to investing…